The resolution of financial disputes in India requires knowledge of specialized laws and forums. Loan defaults, non-performing assets (NPAs), and enforcement of security interests are common issues that demand representation before the Debt Recovery Tribunal (DRT) and under the SARFAESI Act, 2002. Ajay Gautam Advocate, practicing from Jabalpur, Madhya Pradesh, has built a strong reputation as a legal expert in this niche area, offering services to clients across India.
Professional Experience
With more than a decade in legal practice, Ajay Gautam has established himself as a specialist in banking and finance law. His clients include banks, financial institutions, corporate entities, and borrowers. By working for both creditors and debtors, he provides well-rounded solutions that take into account the realities faced on each side.
Representation in Debt Recovery Tribunals
The DRT system was introduced to provide faster resolution of cases involving recovery of debts owed to banks and financial institutions. Ajay Gautam regularly appears before these tribunals, handling:
Filing original applications for lenders.
Defending borrowers against claims of default.
Preparing and arguing appeals before the Debt Recovery Appellate Tribunal (DRAT).
Ensuring compliance with the Recovery of Debts and Bankruptcy Act, 1993.
His ability to prepare strong cases and present effective arguments has earned him recognition in this field.
SARFAESI Act Matters
The Securitisation and Reconstruction of Financial Assets Banking and Finance Lawyer in India and Enforcement of Security Interest Act, 2002 empowers lenders to recover dues through the enforcement of secured assets. Ajay Gautam provides support in:
Responding to notices issued under Section 13(2).
Advising on enforcement and possession actions under Section 13(4).
Representing borrowers in applications under Section 17 before Banking and Finance Lawyer in India Ajay Gautam Advocate the DRT.
Assisting lenders in managing lawful auctions and recovery actions.
His expertise ensures that lenders follow the law while borrowers are protected from unfair practices.
Nationwide Legal Services
Although based in Jabalpur, Ajay Gautam provides pan-India legal representation. He has appeared before tribunals in several states and also offers online legal consultations. These services make it easier for clients to access professional advice quickly, especially in urgent situations involving recovery notices or compliance issues.
Services Offered
Litigation before DRT and DRAT.
Advisory on NPAs and financial restructuring.
Support in one-time settlements (OTS).
Guidance on Reserve Bank of India (RBI) regulations.
Representation for both borrowers and lenders in financial disputes.
Approach to Clients
Ajay Gautam is widely respected for his transparent and ethical practice. He takes time to explain legal Banking and Finance Lawyer procedures, outlines options clearly, and designs strategies tailored to each client’s case. His professionalism and focus on practical outcomes have earned him trust from individuals, businesses, and financial institutions.
Why Clients Choose Him
In-depth knowledge of DRT and SARFAESI law.
More than ten years of experience.
Balanced representation of lenders and borrowers.
Nationwide services with online consultation options.
Consistent results in high-value financial disputes.
Conclusion
Debt recovery and banking disputes require specialized legal skills and an understanding of both law and Banking and Finance Lawyer finance. Ajay Gautam Advocate has demonstrated expertise in DRT and SARFAESI cases, offering representation and advisory services across Banking and Finance Lawyer in India India. His nationwide presence, online accessibility, and commitment to client-focused solutions make him a dependable legal advisor in India’s financial legal system.